Instead of relying solely on yield, Fisher often recommends a strategy of strategically withdrawing from principal—a "homemade dividend"—which can be more tax-efficient than earned income.
The guide moves beyond the numbers to address where and how you will live. ken fisher 99 retirement tips pdf
A central theme of the guide is that retirement planning is often more complex than it appears, requiring a shift in how one views liquidity and debt. For example, Tip #26 suggests that before retirement might not always be the best move because it can tie up liquidity that might be more useful elsewhere. Key Investment and Financial Strategies Instead of relying solely on yield, Fisher often
Tip #99 stresses building a "cushion" into your financial plan to account for unexpected spending or market downturns. Lifestyle and Relocation Tips For example, Tip #26 suggests that before retirement
99 Tips to Elevate Your Retirement | Resources - Fisher Investments
Tip #18 explicitly warns to "Beware of annuities," which Fisher often views as restrictive or high-fee products.